Why A Credit Union?

Credit Unions are not for profit financial cooperatives who exist to serve their members. Unlike most other financial institutions, credit unions do not issue stock or pay dividends to outside stockholders. Instead, earnings are returned to our members in the form of lower loan rates, higher dividends paid on deposits, and lower fees. Unlike a bank, Bragg Mutual Federal Credit Union only strives to serve its membership, rather than create profits to pay stockholders.

Because Credit Unions are owned by members, the Board of Directors serve as unpaid volunteers. They are elected by members. A Credit Union is a financial democracy. Each member has equal ownership and one vote regardless of how much money they have on deposit. Every customer is a member and an owner.

Credit Unions exist to help people, not make a profit. Our goal is to serve all of our members in the best manner possible, including those of modest means. Each member counts. Our members are fiercely loyal for this reason. This is the Bragg Mutual Federal Credit Union Difference – just ask us.

Featured Rates
As of 01/16/2019
2.43% APY
Auto Loan
As Low As
3.25% APR
As Low as
6.75% APR
Signature Loan
As Low as
5.00% APR

Third Party Link Disclaimer – Bragg Mutual Federal Credit Union (BMFCU) does not endorse or guarantee 3rd party links. The products and services offered on 3rd party sites are not products of BMFCU. BMFCU cannot attest to the accuracy of information provided by the linked sites. 

Linking to a web site does not constitute endorsement by BMFCU, or any of its employees, of the sponsors of the site or the products presented on the site. Other websites which you may link to from the Credit Union’s site are not bound by the BMFCU Website Privacy Policy. The calculators provide estimates only. Click here to read our privacy policy.


Federally Insured By NCUA

logos_05 Sprint Credit Union Member Discount logos_07 Bragg Mutual Federal Credit Union is a BBB Accredited Credit Union in Fayetteville, NC

Bragg Mutual Federal Credit Union
(910) 222-1500
2917 Village Drive
Fayetteville, NC 28304