Loans from credit unions are among the most competitive loans available.  Credit Unions were founded in the mid 1800’s by people who were not able to access financing through traditional banks.  They pooled their money and loaned it to each other to buy necessities for their lives.  At Bragg Mutual FCU we continue this tradition and help you finance your life!  If your need is a Home Equity loan, a new or used car,  a RV, motorcycle, boat, or credit card,  we are here to serve you.  We also lend to members with no credit or damaged credit through our HELP loan program.  This program gives members immediate financing to pay bills or clean up their credit – regardless of their credit score*.  If your need is for something else, our unsecured lines of credit have that covered for you as well.  We strive to have competitive rates all the time, not just as a “monthly special”.  We want to help you put your finances in order, giving you the best rate at the best terms.  Ask us how we can save you money!

When you borrow from Bragg Mutual Federal Credit Union, everyone benefits. We offer low costs, low rates, and flexible loan programs.

  • Easy application process online, or at any of office.
  • Quick loan approval
  • No prepayment penalties
  • Credit life insurance available
  • Credit disability insurance available
  • Convenient loan repayment via payroll deduction

Don’t see a loan that fits your specific needs? Contact us. Bragg Mutual FCU’s lending programs are flexible. Our knowledgeable, friendly loan staff will work to create the perfect loan for you at exceptional rates and personalized terms.

It is always better to be a credit union Member, than just another number at the bank.


*Rates may vary based on individual creditworthiness, subject to credit approval, term requested and loan-to-value. Rates, terms and conditions subject to change without notice. Please contact us for your actual rate. Membership restrictions apply. Rates effective as of 8/18/2016.


equal-housing-lender ncua



Featured Rates
As of 03/26/2019
2.43% APY
Auto Loan
As Low As
3.25% APR
As Low as
6.75% APR
As Low as
5.50% APR

Third Party Link Disclaimer – Bragg Mutual Federal Credit Union (BMFCU) does not endorse or guarantee 3rd party links. The products and services offered on 3rd party sites are not products of BMFCU. BMFCU cannot attest to the accuracy of information provided by the linked sites. 

Linking to a web site does not constitute endorsement by BMFCU, or any of its employees, of the sponsors of the site or the products presented on the site. Other websites which you may link to from the Credit Union’s site are not bound by the BMFCU Website Privacy Policy. The calculators provide estimates only. Click here to read our privacy policy.


Federally Insured By NCUA

logos_05 Sprint Credit Union Member Discount logos_07 Bragg Mutual Federal Credit Union is a BBB Accredited Credit Union in Fayetteville, NC

Bragg Mutual Federal Credit Union
(910) 222-1500
2917 Village Drive
Fayetteville, NC 28304