Become a Member

At Bragg Mutual Federal Credit Union, we are a member owned, not for profit financial institution that provides cutting edge financial products and services dedicated to improving the economic status of our membership. It’s a simple but profound principle upon which Bragg Mutual FCU operates: By Joining together and pooling funds, we provide a fair place to borrow and a safe place to save.

In 1952, Civil Service employees at Ft. Bragg, NC, chartered our credit union. Since then we have grown to service all local individuals and their families, including numerous occupational and associational groups, Bragg Mutual FCU now serves anyone who lives, works, or worships in Cumberland County, North Carolina. Because of this key feature, Bragg Mutual FCU is able to provide unparalleled advantages in services and products to its membership. We know our members, their financial needs, and above all what it takes establish a strong financial foundation upon which to thrive today, and plan for tomorrow.

We are certain that our exceptional products and services, designed specifically for our membership, will be of interest to you.

Ready to get started and enjoy all the benefits Bragg Mutual FCU has to offer? It’s simple. You are eligible to join Bragg Mutual Federal Credit Union if you satisfy any one of the following criteria:

  • You live, work, or worship in Cumberland County.
  • You are employed by any one of the occupational or associational groups that have been approved by the National Credit Union Administration.
  • You are an Immediate Family Member* of or living in the same household** as a Bragg Mutual Federal Credit Union Member.

*Immediate Family Member is defined as a spouse, sibling, child, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, or an adoptive relationship.

**Household is defined as persons living in the same residence maintaining a single economic unit.

Once you join Bragg Mutual FCU, you may retain membership even if you no longer meet the qualifications of enrollment, provided that you maintain an active Master Share Account with the required minimum balance. Additionally, Bragg Mutual FCU offers Credit Union Shared Branch locations free to our members. As a member of our credit union, you may access your Bragg Mutual FCU account from more than 4,250 locations worldwide. This allows us to offer the best of both worlds: the exceedingly superior service of a local financial institution with the accessibility of a national bank. Click here to search for a Shared Branch Location near you.

Click Here For a Complete listing of our Field of Membership.

Featured Rates
As of 03/26/2019
2.43% APY
Auto Loan
As Low As
3.25% APR
As Low as
6.75% APR
As Low as
5.50% APR

Third Party Link Disclaimer – Bragg Mutual Federal Credit Union (BMFCU) does not endorse or guarantee 3rd party links. The products and services offered on 3rd party sites are not products of BMFCU. BMFCU cannot attest to the accuracy of information provided by the linked sites. 

Linking to a web site does not constitute endorsement by BMFCU, or any of its employees, of the sponsors of the site or the products presented on the site. Other websites which you may link to from the Credit Union’s site are not bound by the BMFCU Website Privacy Policy. The calculators provide estimates only. Click here to read our privacy policy.


Federally Insured By NCUA

logos_05 Sprint Credit Union Member Discount logos_07 Bragg Mutual Federal Credit Union is a BBB Accredited Credit Union in Fayetteville, NC

Bragg Mutual Federal Credit Union
(910) 222-1500
2917 Village Drive
Fayetteville, NC 28304