| The following is an abbreviated listing of our fees & service charges. Please visit a branch or call 910-222-1500 for a full listing of our fees & service charges. |
|
| SAVINGS ACCOUNT SERVICES |
| Description |
Amount |
| Membership Fee |
$15.00 |
| Non-Activity (Dormant) Fee |
$5.00 |
|
|
| CHECKING & MONEY MARKET ACCOUNT SERVICES |
| Description |
Amount |
| Stop Payment |
$27.00 |
| Non-Sufficient Funds (NSF) Fee |
$27.00 |
| Overdraft Fee |
$27.00 |
| Checking Account Reinstatement |
$50.00 |
|
|
| PLASTIC CARD SERVICES |
| Description |
Amount |
| ATM Service Charges |
$1.50 |
| ATM Overdraft Fee |
$27.00 |
| ATM & Visa Debit Card Reinstatement Fee |
$15.00 |
| Instant Debit Card Fee |
$15.00 |
| Lost PIN Charge |
$5.00 |
| ATM Inquiry Fee |
$0.75 |
| VISA Prepaid Debit Card |
$7.95 |
| VISA Gift Card |
$3.95 |
| VISA Credit Card Cash Advance Fee |
$5.00 |
| VISA Credit Card Late Payment Fee |
$22.00 |
|
|
| MISCELLANOUS FEES/CHARGES |
| Description |
Amount |
| Phone Inquiry Fee |
$2.00 |
| Loan Payment Charge Fee |
$5.00 |
| Monthly Paper Statement Fee |
$2.00 |
| Mini-Statement Fee |
$5.00 |
| Returned Item Charge |
$27.00 |
| Loan Processing Fee |
$35.00 |
| Loan Late Payment Fee |
4% of payment due |
| Wire Transfers (Outgoing) |
$15.00 |
| Wire Transfers (Incoming) |
No Charge |
| Mail Locator Fee |
$2.00 |
| Account Research Fee (per hour) |
$20.00 |
| Fax (Outgoing) 1st page |
$2.00 |
| Fax (Outgoing) Each additional page |
$1.00 |
| Money Orders |
$2.00 |
| Cashier’s Checks |
$5.00 |
| Bill Pay Service (monthly) |
$5.00 |
| Bill Pay Returned Item Fee |
$27.00 |
| Loan Extension (Skip-a-Payment) Fee |
$20.00 |
| Stop Pay for Cashier Check, Share Withdrawal Check or Money |
$29.00 |
|
|
| The following fees will be added or change to the amounts shown below, effective April 15, 2021. |
| Description |
Amount |
| Stop Payment |
$29.00 |
| Non-Sufficient Funds (NSF) Fee |
$29.00 |
| Overdraft Fee |
$29.00 |
| ATM Overdraft Fee |
$29.00 |
| Returned Item Charge |
$29.00 |
| Bill Pay Returned Item Fee |
$29.00 |
| Loan Extension (Skip-a-Payment) Fee |
$25.00 |
| Escheatment Fee |
$35.00 |
