Deposit Account Rates

Account Type

Minimum Balance to
Earn Dividend


Dividend Rate

Annual Percentage Yield

Savings $300.00 Quarterly 0.10% 0.100037%
IRA $300.00 Quarterly 1.00% 1.003756%
Money Market $2500.00 Monthly 1.84% 1.855592%
Money Market $10,000.00 Monthly 2.24% 2.263145%
Christmas / Vacation Club Accounts $100.00 *Paid Upon Withdrawal 0.05% 0.050000%
Premium Checking $5,000.00 Monthly 0.50% 0.501151%
Checking $500.00 Monthly 0.05% 0.050015%



Share Certificates



Minimum Deposit


Dividend Rate

Annual Percentage Yield

6 Months $500.00 Monthly 2.27% 2.293771%
12 Months $1,000.00 Monthly 2.37% 2.395914%
24 Months $1,000.00 Monthly 2.40% 2.426577%
36 Months $1,000.00 Monthly 2.55% 2.580015%
48 Months $1,000.00 Monthly 2.65% 2.682420%
60 Months $1,000.00 Monthly 2.75% 2.784932%


Featured Rates
As of 02/16/2019
2.43% APY
Auto Loan
As Low As
3.25% APR
As Low as
6.75% APR
As Low as
5.50% APR

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Federally Insured By NCUA

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Bragg Mutual Federal Credit Union
(910) 222-1500
2917 Village Drive
Fayetteville, NC 28304