The Holiday Club is our way of helping you save for that special occasion. While members are only allowed one of these accounts, it may be opened during any month of the calendar year. There is a $10.00 minimum deposit to open the account, and one withdrawal per year. The balance of the account must be withdrawn at least once per year (the account may remain open). There is no fee charged to open this account and no minimum balance. Dividends are paid monthly on balances of $100.00 or more.