Bragg Mutual FCU
Bragg Mutual FCU

MONEY TIPS

The holidays are almost upon us. As for the shopping public, the holiday season can be a particularly stressful time with all expenses going toward gifts, cards, decorations, travel, dates, special meals, gift exchanges at work or charity donations. Being financially prepared can help you keep your holiday spending in check. Here are some tips […]

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Are you buried in debts that seem to grow to new heights each passing month? Perhaps you’re late on your car payment, weighed down by student loans or mortgage or maybe your payday loan has ballooned and the interest keeps accumulating. If you’re facing one or all the scenarios as described, you may be considering […]

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Saving for retirement is a life decision that is never too late to make. Regardless of your age or life stage, making smart choices about your savings is one of the most critical aspects of financial planning. A comfortable retirement means smart planning. Invest in Your Future with IRA One of the best ways to […]

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Home equity loans and HELOCs all involve borrowing against your home equity. However, even though both loans use your home as collateral, they differ when it comes to how you access loan funds and make repayments. Knowing the Difference A home equity loan provides borrowers with a fixed amount of money in one lump sum […]

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There may come a point in your life when you need to make the decision to become a stay-at-home parent. While this isn’t an easy decision to make, there are things you can do to protect your family’s financial future while not bringing home an income. Creating a solid family financial plan before making this […]

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A good majority of adults in the United States has some form of debt. Whether it’s a mortgage, car, or student loan, we all depend on loans for significant changes that affect our lives. Managing your debt effectively is key to your financial health. If mismanaged, it can easily get out of control, heading you […]

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Buying a home is a significant investment, and one of the biggest financial moves for most people. Anyone considering making such a considerable investment needs to have a good understanding of just how much of a house they can afford. Generally, your income, debts, down payment, long-term costs (in terms of interest rates), own financial […]

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When purchasing a new vehicle, there are a lot of financial decisions to consider besides picking out a suitable make or model that meets your needs and preferences. As a general rule, you should be ready to part with at least 20% of the vehicle’s sticker price upfront. Here are a few reasons why you […]

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Whether you are looking for a loan, opening a new account or signing up for a credit card, it’s important to understand the three letters that appear next to your interest rates. By definition, APR refers to Annual Percentage Rate while APY means Annual Percentage Yield. APR and APY are both applied to loans and […]

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Teaching kids about basic money management at an early age is essential for good spending and saving habits that will last a lifetime. As a parent, you can teach your child valuable financial lessons to give them a head start in life and help them grow into financially responsible adults. Here are some age-appropriate financial […]

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