Bragg Mutual FCU
Bragg Mutual FCU

MONEY TIPS

Whether you are looking for a loan, opening a new account or signing up for a credit card, it’s important to understand the three letters that appear next to your interest rates. By definition, APR refers to Annual Percentage Rate while APY means Annual Percentage Yield. APR and APY are both applied to loans and […]

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Teaching kids about basic money management at an early age is essential for good spending and saving habits that will last a lifetime. As a parent, you can teach your child valuable financial lessons to give them a head start in life and help them grow into financially responsible adults. Here are some age-appropriate financial […]

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Basics of CD’s A Certificate of Deposit or CD is a federally assured savings account.  It has a fixed interest rate with a maturity date or date of withdrawal.  Withdrawing before then will accrue a withdrawal penalty that depends on the account agreement, normally a portion of the earnings.  Typically, the specified amount of time […]

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What is a Home Equity Line of Credit? A Home Equity Line of Credit (HELOC) is a line of credit secured by home ownership from borrowing against the value, or equity, in your home.  Once opened, there is a ten-year period in which you can borrow and accumulate a balance.  As you pay the balance […]

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We all love summer vacation! There is nothing better than sitting on a beach with white sand, listening to the ocean, and reading your favorite book. It is never too soon to start saving for next summer, even if you are soaking up the sun right now on a summer vacation. It is never too soon […]

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Bragg Mutual Federal Credit Union is here to help with the expenses of every stage of life.  We offer the most competitive rates in the industry on auto loans, mortgages, home equity lines of credit, and more.   Qualifying for the best loan rate depends on your credit report.  Your credit report and score are […]

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