Credit Unions are not for profit financial cooperatives who exist to serve their members. Unlike most other financial institutions, credit unions do not issue stock or pay dividends to outside stockholders. Instead, earnings are returned to our members in the form of lower loan rates, higher dividends paid on deposits, and lower fees. Unlike a bank, Bragg Mutual Federal Credit Union only strives to serve its membership, rather than create profits to pay stockholders.Continue Reading Why A Credit Union?

Loans from credit unions are among the most competitive loans available.  Credit Unions were founded in the mid 1800’s by people who were not able to access financing through traditional banks.  They pooled their money and loaned it to each other to buy necessities for their lives.  At Bragg Mutual FCU we continue this tradition and help you finance your life!  If your need is a Home Equity loan, a new or used car,  a RV, motorcycle, boat, or credit card,  we are here to serve you.  Continue Reading Loans